If you can’t stand the heat, get fire insurance

If you can’t stand the heat, get fire insurance

Fire Damage

Fires are usually preventable, however as with most things there are certain situations which are simply impossible to control. According to the Center for Disease Control and Prevention, fires and burns are the fifth most common cause of unintentional injury and death in the United States. While human life and safety is obviously our biggest concern, it is important to remember that fires can cause devastating property damage as well.

Chalasinski Insurance Group offers fire insurance that can help protect you and your loved ones from the overwhelming financial losses that come with fire damage. Call President Tom Chalasinski at 440-838-5383 to enroll in your fire insurance plan today. 

Preventing Unintentional Fires

Accidents are unintentional and thus can occur at any given time. Grilling too close to your house, knocking over a candle, and overusing electrical appliances are examples of potentially hazardous situations that we do not always realize or even think about. Despite the impossibility of preventing accidents, we can ensure that the liklihood of them occurring is as improbable as possible. The Cleveland Fire Department offers some tips for preventing fires in your home:

  • Limit the use of extension cords
  • Keep cloths and rags away from lamps, heaters and stoves
  • Never leave your stove unattended
  • Never leave young children alone especially with open flames or matches in the house
  • Never throw cigarettes in the garbage, even if you think they are out
  • Be aware when using multiple extension cords
  • Watch out for loose or open wire connections, especially at the fuse box
  • Have a fire evacuation plan that you practice annually

Smoke Detectors

Smoke detectors also play a crucial role in fire prevention. It is required by law that all new and existing homes have smoke detectors installed. They can be purchased at any drug, hardware, or any larger home improvement store. It is recommended that there should be one on each level of your house but if you only have one, make sure to put it outside of the sleeping area.

Smoke detectors should be vacuumed at least once a year to remove any dust or cobwebs, which will cut down on false alarms. The Cleveland Fire Department also recommends that batteries be changed twice a year. Most battery-powered smoke detectors will chirp sporadically when the battery is weak.

Ensure your Safety

If you would like to learn more about general fire safety, call the Cleveland Fire Department’s Public Education office at 216-664-6386 to schedule for a quick class.

If you are searching for more specific information regarding fire safety or fire insurance, please call Tom Chalasinski with Chalasinski Insurance Group at 440-838-5383.

By following these safety tips and enrolling in a fire insurance plan, you are acting proactively and putting yourself and your financial state in the safest possible position.  Fires are extremely dangerous, but their damages can be significantly subdued with fire insurance. Contact us today and we will help you in any and every way we can.

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Chalasinski Insurance Group, Ohio