Boating can be extremely relaxing, but it can also be extremely risky… Whether you are an avid fisherman trying to get to those hard-to-reach fishing hot spots or are simply one who enjoys being out on the water with a nice cold drink, things do not always go according to plan. Boating Risks It is .. read more
Businesses such as automobile body shops that make use of garages or service stations can be risky… Owning such a business entails the safekeeping of not only your own property, but that of the customers as well. Whether you are doing services, repairs, installations or even parking, a customer that leaves you with their .. read more
Fire Damage Fires are usually preventable, however as with most things there are certain situations which are simply impossible to control. According to the Center for Disease Control and Prevention, fires and burns are the fifth most common cause of unintentional injury and death in the United States. While human life and safety is obviously .. read more
Taking care of our teeth is an activity that is heavily stressed early on in life. Unfortunately, the urgency to brush and floss seems to deteriorate with the progression of adolescence. Without the constant supervision of their parents, teens and older children underestimate the importance of regular tooth care. Crazy nights and busy schedules equal .. read more
Riding a motorcycle is a thrill most people would love to experience. Unfortunately, the safety risks associated with motorcycles and their lack of a protective outer shell discourages many from doing so. According to the Insurance Institute for Highway Safety, motorcyclists are 30 times more likely to die in a crash as opposed to people .. read more
You may not notice that you are experiencing hearing loss because it happens very gradually. For this reason, it is crucial to familiarize yourself with the signs and symptoms of it so you are ready to take action when you do realize it. According to the University of California San Francisco Medical Center, there are .. read more
The eyes are among our bodies’ most sensitive organs. As we grow older, our eyes weaken and become susceptible to various health hazards. Blind spots, nearsightedness, and cataracts are some of the most common problems that are associated with vision and old age. Blind Spots Blind spots, called “scotomas”, are areas in our field of .. read more
Credit insurance can often be a confusing topic. Many people do not realize that there are two types of credit insurances, one that pertains to personal insurance, and one that pertains to commercial insurance. Personal vs. Commercial Insurance Let us first establish the basics. Personal insurance is insurance purchased to meet individual or family needs. .. read more
Life Insurance Life insurance pays out a sum of money either on the death of the insured person, or after a set period of time. It pays a benefit to your survivors, called the beneficiaries, in the unfortunate event of your passing. In a life insurance plan, monthly payments are usually made in exchange for .. read more
Recreational Vehicle Insurance A recreational vehicle (RV) is any motor vehicle created for leisurely activity such as traveling or camping. Recreational vehicles made their first appearances in the United States in the 1920s and 1930s for these purposes. Now it is not uncommon to see RVs being used as permanent homes, a term that has .. read more